For legal insights on personal loans, review the information below. Note that this data is for guidance only and may change. For the latest legal information, visit government websites or other reliable sources.
We recommend reviewing this section before submitting a loan request.
Are Personal Loans Legal in the United States?
Yes, personal loans are legal. However, regulations vary by state. Consult local authorities or state government websites for specific details.
Who’s Eligible for a Personal Loan?
Eligibility is limited to US residents aged 18 and older with a stable income. Ensure you meet these criteria to use our services.
What is a Loan Agreement?
A loan agreement is a legal contract between you and the lender. It outlines the terms and conditions, and violations may result in legal consequences.
What Makes a Loan Agreement Complete?
Once you e-sign a loan agreement, you are bound by its terms. Ensure you agree with all provisions before signing.
What is Your Policy on User Data Management?
Our data management practices are detailed in our Privacy Policy.
Are There Terms for Using Your Website?
Yes, please review our Terms of Use for detailed information.
What About Rates and Fees?
Our website is free to use. For details on rates and fees, check the Rates and Fees section or refer to your loan agreement for specifics.